I'm extremely obese and bedridden. That belly area, along with the crotch, is very tricky. It's prone to injury or rashes, and I can't reach those areas of my body with my hands, and I don't have a visual inspection.
It's best to clean frequently and keep that fat fold dry and ventilated.
Cleaning, drying, applying talcum powder, and, if possible, lifting the fold and exposing it to a fan helps a lot to prevent fungus and rashes.
Moisturizers aren't much help.
Summer is when the skin in that area of my body is regularly checked. It's difficult to keep it dry because it sweats a lot.
21 hours